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Money management from your mobile

Everything you'd expect from an App and more...

  • Payments and transfers
  • View PIN and card details
  • Track your spend with Spending Insights
  • Chat with us
  • Secure log in

Download our App on compatible devices and get started straight away.

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What you can do in our App


  • Manage your money Mobile App Online Banking
    Manage your moneyView balances, & transactions Mobile App✓ Online Banking✓
    Manage your moneySee pending card authorisations Mobile App✓ Online Banking✓
    Manage your moneySee upcoming payments in or out Mobile App✓ Online Banking✓
    Manage your moneyTransfer between your own first direct accounts Mobile App✓ Online Banking✓
    Manage your moneyPay friends & family within the UK Mobile App✓ Online Banking✓
    Manage your moneyPay a company Mobile App✓ Online Banking✓
    Manage your moneyInternational payments Mobile App✓ Online Banking 
    Manage your moneyPay in a cheque Mobile App✓ Online Banking 
    Mobile AppQuery a transaction Online BankingPlease chat with us
    Manage your moneyInsights - see your spending by category or merchant Mobile App✓ Online Banking 
    Manage your moneyChat with us Mobile App✓ Online Banking✓
    Manage your moneyView and download statement Mobile App✓ Online Banking✓
    Manage your moneyView your standing orders and Direct Debits Mobile App✓ Online Banking✓
    Manage your moneySet-up a new standing order Mobile App✓ Online Banking✓
    Manage your moneyCancel a Direct Debit Mobile App✓ Online Banking✓
    Manage your moneyCancel a standing order Mobile App✓ Online Banking✓
    Manage your moneyAmend a standing order Mobile App✓ Online Banking✓
    Manage your moneyMy documents Mobile App✓ Online Banking✓
    Manage your moneyOpen Banking Mobile App✓ Online Banking✓
    Card Controls Mobile App Online Banking
    Card ControlsReport your card as lost or stolen Mobile App✓ Online Banking 
    Card ControlsReplace a damaged card Mobile App✓ Online Banking 
    Card ControlsFreeze or unfreeze your card Mobile App✓ Online Banking 
    Card ControlsPlace a gambling restriction on your debit card Mobile App✓ Online Banking 
    Mobile AppView card PIN and card details Online Banking✓
    Personal details Mobile App Online Banking
    Personal detailsChange your address Mobile App✓ Online Banking 
    Personal detailsChange your contact details Mobile App✓ Online Banking✓
    Mobile AppChange your name Online BankingPlease chat with us to order a form
    Personal detailsUpdate your communication preferences Mobile App  Online Banking✓
    Mobile AppChange your employer address Online BankingPlease call us
    Mobile AppChange your employment details Online BankingPlease call us
    Mobile AppChange/update your nationality Online BankingPlease call us

    Note: this is a list of common queries. It does not represent the full list of queries you can take in relation to your account.

     


It's not just us who love our App. We have over 423k ratings on the App Store with average rating of 4.8 out of 5*

*Correct as of October 2024.

Insights help you keep track of your spending

Get a better understanding of where your money goes each month

  • Transactions are automatically categorised so you know what you're buying and where
  • Sort your transactions using your own labels
More about Spending Insights

Manage your money, all in one place

  • Make payments to family, friends and businesses
  • Set up standing orders and view Direct Debits
  • Pay in cheques digitally using your camera
  • View your statements, balances and pending transactions
More about making payments

Card controls at your fingertips

From viewing your PIN to controls for gambling transactions, you're in control of your money.

  • View PIN and card details
  • Freeze and unfreeze your cards
  • Set cash machine withdrawal limits
  • Block your card for gambling transactions
  • Add your card to your digital wallet
  • Report lost, stolen and damaged cards
More about card services

Ready to start banking on your mobile?

  • Download our App to a compatible device
  • Apply for an account in minutes
  • Instant access to your current account

Scan the QR code to download or open our App on a compatible device.

Download

FAQs


  • Can’t log on? Don’t worry, you can recover your username via our Online Banking in a few simple steps, or reset your password using our digital banking help tool.

    1. From the Online Banking ‘Log on’ screen, select ‘Forgotten your username?’
    2. Choose either sort code and account number, or credit card number, to confirm you are you and enter the details. 
    3. Your username will be shown on screen. 

  • Yes, we make our App secure by using ‘2-factor authentication’. This means you need 2 independent pieces of security information to access your account.

    First, you need to enter your Digital Secure Key PIN so we know it's really you. Either type it or use fingerprint or face recognition.

    Then our Digital Secure Key generates a unique, one-time code that will only work on that device. This means we also know it’s your device being used to access your account.

    Learn about securely logging in to our App with your face or fingerprint.


  • Your username is the unique name that you created when registering for Mobile or Online Banking. It can be between 5 and 76 upper and lower case letters and numbers.

    If you haven't yet registered for our App, simply download it and follow the on-screen instructions.


    • Apple: compatible with iPhone, iPad and iPod Touch running on iOS 14 or later
    • Android: any mobile device running Android 9 or later

    At the moment we don't support devices with Android Go.

    We regularly update our Mobile App to introduce new features, and make improvements and occasionally, that means the App’s compatibility with operating systems may change. We’ll keep this information updated here, so you can always check.


  • There's no charge for the App. But as it relies on an internet connection, you'll be paying for the data you use through your mobile phone plan if you aren't connected to Wi-Fi.


  • Yes, the App works abroad but be careful as data charges may be added, please check with your provider.


  • Device ID & Call information

    • this allows our App to read the phone's status and identity for security and verification purposes
    • to dial first direct directly from within our App.

    Wi-Fi connection information

    • this gives our App full network access, and allows it to view Wi-Fi and network connections
    • our App uses these to check your connection so it can access first direct's systems.

    Push notifications

    • this request allows first direct to send push notifications to your device.

    Photo/Media/Files

    • this gives the app access to save files onto your device. This lets you store documents, for example loan agreements.

    Camera

    • this allows you to pay in a cheque via our App by taking a photo of it and submitting this to us (value limits apply).
    • allows you to scan a QR code and use the App on up to 3 devices

    If you reject any of the permissions, you may find that some functions are unavailable.


iPhone, iPad, iPad mini, iPod touch, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android™, Google Play and the Google Play logo are trademarks of Google LLC. BlackBerry® and related trademarks, names and logos are the property of Research In Motion Limited and are registered in the U.S and countries around the world. Windows Phone® is a registered trademark of Microsoft Corporation in the United States and other countries. 

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first direct is a division of HSBC UK Bank plc. © HSBC Group 2025. All Rights Reserved. Member HSBC Group.

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