savings

Calculator

Work out how your savings could grow

Sweep facility

Sweep any money you have left in your 1st Account to a first direct savings account.

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Regular Saver ISA - 7.00% AER / tax-free fixed for 12 months

Start saving between £25 and £300 per month from your 1st Account.

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Cash e-ISA - 2.60% AER (2.57% tax-free) fixed until 31 July 2010
then 0.20% AER (0.20% tax-free) variable thereafter

A simple tax-free way to save.

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Money Market Account

Deposit £2,000 or more on the Money Market with HSBC with guaranteed rates of interest over fixed terms up to 5 years with no risk.

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Everyday e-Saver Account - 0.25% AER 0.25% gross p.a.

Prepared to manage your savings online? Want easy access with no penalty if you have to take some out?

Earn an extra 1% AER/gross bonus interest for 12 months on new balances with our Savings Balance Transfer offer.

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Bonus Savings Account -
up to 0.20% AER (0.20% gross p.a.) variable with a conditional bonus in months you don't make a withdrawal or up to 0.15% AER (0.15% gross p.a.) variable in months you make a withdrawal.
The bonus is paid each month where no withdrawals are made.

Earn a competitive rate of interest on savings over £3,000 - and a monthly bonus in any month you don't make a withdrawal.

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Savings Account - 0.05% AER 0.05% gross p.a.

Manage by phone or online.

Earn an extra 1% AER/gross bonus interest for 12 months on new balances with our Savings Balance Transfer offer.

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Offset savings - benefit from the equivalent of up to 6.33% AER

Offset your savings and current account against your first direct offset Mortgage making it the smartest way to save.

Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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savings

Regular Saver ISA - 7.00% AER / tax-free fixed for 12 months

Cash e-ISA - 2.60% AER (2.57% tax-free) fixed until 31 July 2010 then 0.20% AER (0.20% tax-free) variable thereafter

Money Market Account

Everyday e-Saver Account - 0.25% AER 0.25% gross p.a.

Bonus Savings Account - up to 0.20% AER (0.20% gross p.a.) variable with a conditional bonus in months you don't make a withdrawal or up to 0.15% AER (0.15% gross p.a.) variable in months you make a withdrawal. The bonus is paid each month where no withdrawals are made.

Savings Account - 0.05% AER 0.05% gross p.a.

Offset savings - benefit from the equivalent of up to 6.33% AER

Cash e-ISA - 2.60% AER (2.57% tax-free) fixed until 31 July 2010
then 0.20% AER (0.20% tax-free) variable thereafter

Bonus Savings Account -
up to 0.20% AER (0.20% gross p.a.) variable with a conditional bonus in months you don't make a withdrawal or up to 0.15% AER (0.15% gross p.a.) variable in months you make a withdrawal.
The bonus is paid each month where no withdrawals are made.